Getting the Most Out of Your Health Insurance (Southern Cross Insights)

Health insurance works best when you actually use the benefits available to you. Southern Cross members, for example, are using their cover more than ever, with 3.8 million claims paid in FY25 and 94% of premiums returned to members as claims.
Coromandel Rains & What “Total Loss” Really Means

The recent heavy rains across the Coromandel have been a timely reminder of how quickly severe weather can impact homes and properties.
Why Health Insurers Matter – And What Southern Cross’s Deficit Tells Us

In a year marked by rising healthcare costs and economic uncertainty, Southern Cross Health Society has posted a significant financial deficit of $56.9 million for the year ended June 2025.
Why Accelerate? Trusted Advice, Real Impact

At Accelerate, we’re proud to be known for more than just financial expertise. Our clients consistently highlight three things that make us stand out: Personalised Service, Clear Communication, and Responsive Support.
KiwiSaver Contribution Rates: Why One Size Doesn’t Fit All

A new report from the New Zealand Society of Actuaries highlights a key insight: while 5% may be enough for many, your ideal contribution rate depends on your income, lifestyle, and retirement goals.
🛡️ Business Interruption Insurance: Why It’s Crucial for Small, Location-Based Businesses

If your business relies heavily on a physical location — think cafes, retail shops, salons, or fitness studios — Business Interruption (BI) insurance isn’t just helpful, it’s essential.