Life, Health & Investment Solutions | AIB Financial Services
page-template,page-template-full_width,page-template-full_width-php,page,page-id-1551,ajax_fade,page_not_loaded,,qode-title-hidden,qode-child-theme-ver-1.0.0,qode-theme-ver-7.6.2,wpb-js-composer js-comp-ver-7.5,vc_responsive




Personal Coverage is tailored to protect you and your family in times of need.


Available types of coverage:

  • Life Cover
  • Critical Illness
  • Income Protection
  • Mortgage Protection
  • Total and Permanent Disablement
  • Health Cover



  • KiwiSaver
  • Managed Funds (Unit Trusts)



People are often underestimated, yet they represent one of the most crucial assets in any business. Similar to essential machinery, the absence or loss of key individuals can substantially impact turnover and potentially raise operating expenses.


Available types of coverage:

  • Key Person Cover
  • Debt Protection
  • Shareholder Protection (Buy/Sell Agreement)
  • Start-up Income Cover
  • ACC



Stand out as an employer of choice by providing relevant benefits to your team. We collaborate with major Group Medical and Life providers in NZ to identify optimal solutions for your organization. As a ‘premium partner’ of Southern Cross and with strong ties to nib, AIA, Asteron, and others, we can help enhance your employee benefits package, aiding in retaining key personnel and attracting new talent.


For organizations that include ALL employees, most providers offer immediate coverage for qualifying pre-existing health conditions – a rare and valuable benefit that individuals often can’t obtain on their own. Larger organizations might have additional options to explore.


Available types of coverage:

  • Group Medical scheme (minimum 10 employees)
  • Group Life scheme (minimum 10 employees)



    We are here to give you the ability to achieve your financial goals.