With global markets showing mixed signals — inflation cooling, but interest rates holding steady — investors are asking: what should I do with my KiwiSaver?

Here are a few timely things to keep in mind:

• Volatility is normal. Short-term ups and downs shouldn’t prompt rash changes.
• Stay aligned to your goals. Are you saving for a first home or retirement? Your fund should reflect your timeline.
• Check your fund type. Conservative, balanced, or growth — the right one depends on your risk tolerance and time horizon.
• Consider diversification. Many KiwiSaver funds are globally diversified, helping reduce the impact of local economic changes.

If you haven’t reviewed your KiwiSaver recently, now’s the perfect time.

🔍Contact us to book a 15-minute check-in with a financial adviser.