If your business relies heavily on a physical location — think cafes, retail shops, salons, or fitness studios — Business Interruption (BI) insurance isn’t just helpful, it’s essential.

BI insurance covers the loss of income during unexpected events such as fire, flood, or natural disasters that force you to shut your doors. It can help with:

• Lost revenue during closure
• Rent and utility bills
• Staff wages
• Temporary relocation costs

Without it, even a short disruption could result in permanent closure. In a world of increasing climate events and supply chain volatility, BI cover offers critical peace of mind.

📞 Talk to your adviser to review whether your current policy reflects the realities of your business operations.